Page 2 - PowerPoint Presentation

2 SAFE HARBOR STATEMENT Statements in this presentation contain "forward-looking statements." Such statements include, but are not limited to, reference to Company projections on future financial performance, the Company’s expectations regarding future growth, the Company’s ability to obtain rights and establish merchant partners, and the Company’s ability to expand its business and service offerings. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the Company’s actual results to be materially different from any results expressed or implied by such forward-looking statements. These factors include, but are not limited to, the risk that customer use of Company services may not grow as anticipated; the risk that anticipated market opportunities may not materialize at expected levels, or at all; the risk that Company activities may not result in the growth of profitable revenue; the Company’s ability to penetrate existing and new markets; the effects of competition; the Company’s dependence on its partners; the effect of intellectual property rights claims; and other factors. All forward-looking statements are qualified in their entirety by this cautionary statement. The Company is providing this information as of the date hereof and does not undertake any obligation to update any forward-looking statements contained in this presentation as a result of new information, future events or otherwise.